Move-up simulator · illustrative demo
Can the house you own reach the one you want?
Put the equity and the closing date on the same page. The result is not an approval—it is a clearer first conversation.
- 01
- What you can release
- 02
- What it may reach
- 03
- When both sides close
Your move-up position
Room to plan$513,250 of estimated equity can move with you.
Released equity
$513,250
Funds available
$573,250
New mortgage
$897,600
Equity path
Current home → selling costs → released equity → next home
Current value
$1,150,000
After mortgage + sale
$513,250
Target home
$1,122,000
- Illustrative selling costs
- $51,750
- 20% down payment
- $224,400
- Reserve after 20% down
- $348,850
- Estimated new mortgage
- $897,600
Your closing rail
The dates that have to agree.
- 1List your homeDec 3, 2026
- 2Firm on your saleDec 15, 2026
- 3Both closeJan 29, 2027
One move, one closing date
$0
Uses 12 days to firm and 45 days firm to close. Timing costs use demo bridge, rental, storage and moving assumptions.
What this says
The numbers are plausible. The work is protecting one closing date.
- Confirm the current home value with a real comparative analysis.
- Confirm borrowing capacity with a mortgage professional.
- Work backwards from Jan 29, 2027 before listing.